U.S. Financial Health Pulse: 2019 Trends Report
How is the financial health of Americans changing over time? In a year-over-year analysis, the second annual U.S. Financial Health Pulse report reveals that the majority of Americans are still not financially healthy, despite an economy that has continued to grow.

Beth Brockland, Senior Director, Financial Health Network
Thea Garon, Director, Financial Health Network
Andrew Dunn, Senior Associate, Financial Health Network
Eric Wilson, Associate, Financial Health Network
Necati Celik, Associate, Financial Health Network

Top Takeaways

The 2019 Trends Report presents findings from the second annual U.S. Financial Health Pulse consumer survey, including:

Only 29% of Americans are financially healthy, despite a booming economy.

Financial health disparities based on income, age, gender, and race have persisted since 2018.

Financial health changed for millions of Americans from 2018 to 2019, often dramatically.

People who had changes in their employment and physical health saw the largest year-over-year shifts in their financial health.

Data Spotlight

Our Supporters

The U.S. Financial Health Pulse is made possible through a founding partnership with Flourish, a venture of The Omidyar Group. Additional support is provided by MetLife Foundation, founding sponsor of the Financial Health Network’s financial health work, and AARP.

The Financial Health Network is partnering with the University of Southern California Dornsife Center for Economic and Social Research to field the study to their online panel, the Understanding America Study.

The Financial Health Network is working with engineers and data analysts at Plaid to collect and analyze transactional and account data from study participants who authorize it.